Regular Savings
Designed for growing savings.
Regular Savings basics
Providing a variety of ways to start saving
We’re here to help you figure out how to save money in a way that works for you.
Account Rates & Terms
Rates effective 09/24/26 until adjusted.
| Type | Minimum Balance to Earn APY | Interest Rate (%) | APY** |
|---|---|---|---|
| Personal Money Market | $2,500 | 1.00 | 1.00 |
| Regular Savings | $5 | 0.55 | 0.55 |
| Health Savings Account Checking | N/A | 0.55 | 0.55 |
*A service fee will be charged if balance falls below minimum balance. Seniors and students may be exempt from the monthly service fees. A penalty may apply for early withdrawal on Time Certificates of Deposit.
*APY on Savings accounts and CDs are based on quarterly compounding of interest except for 3 and 6 month which are paid at maturity.
*APY on Personal Checking, Patriot, VIP Checking, Money Market, and Health Savings accounts are based upon monthly compounding of interest.
Our Accounts Team
| Buffalo | Douglas | Gillette | Newcastle | Sheridan |
|---|
Douglas
 Stacey Hessler
|
 Lindsey Stearns
lstearns@firstnorthern.bank |
Gillette
 Justin Esquibel
jesquibel@firstnorthern.bank |
 Kristyn Schultz
|
Newcastle
 Melinda Giesness
|
 Dillon Ehlers
dehlers@firstnorthern.bank |
 Micole Miller
mmiller@firstnorthern.bank |
 Tina Wilson
twilson@firstnorthern.bank |
Sheridan
 Erin Legerski
elegerski@firstnorthern.bank |
 Tiffany Raff
|
 Anna Hollen
ahollen@firstnorthern.bank |
Your access to speedy solutions.
