First Northern Bank of Wyoming is proud to be the oldest bank in Wyoming and still independent and family owned. This means that all of our loan decisions are local and fast. We know our customers and we treat each customer individually. From auto loans to home loans, we have you covered. 

Our Lending Services

We offer many types of loans including:


Personal Loans

Use personal loans to consolidate debt, make a big purchase, or anything else you need the money for.


Auto Loans

Before you purchase a new vehicle, stop by and speak with one of our loan officers. We can prequalify you before you even look at vehicles. That means you'll know ahead of time the vehicle that best fits within your budget, and we offer competitive rates to save you money.


Long Term Mortgage Loans

Whether you are purchasing your dream house or just refinancing, we're a full service mortgage bank with an experienced staff offering expertise in every area of the long term mortgage lending process. All of our lending specialists are dedicated to finding the right loan with the best rates, terms and costs to meet your unique needs. We also know that sometimes rural and small ranch property doesn't fit traditional mortgage requirements, which is why we are proud to offer the RuraLiving Home Mortgage Program.


Home Equity Loans

Lock in a fixed rate on your home equity loan and maintain a fixed payment. Use the money for anything from bill consolidation to purchasing a new car. Additionally, the interest you pay may be tax deductible. Speak with your tax advisor for further details.


Home Equity Lines of Credit

Use your home equity line of credit to borrow against the equity you have in your home. Use it for anything from home improvements to family vacations. This is generally a more cost-effective way to borrow than other higher rate forms of credit such as credit cards. Additionally, the interest you pay may be tax deductible. Speak with your tax advisor for further details.

* You must apply in person at your local branch for a home equity line of credit.


Home Construction Loans

Building the home of your dreams? First Northern Bank offers construction loans, which are short-term loans that are repaid from permanent financing. Don't worry; we have you covered there, too. First Northern Bank also offers permanent financing options.

To get started or to inquire about rates, speak with one of our personal banking loan officers today.

All credit and loans products are subject to credit approval. Other fees may apply. 


Our Lending Staff

Your Relationship manager is main point of contact if you have a loan. Our Relationship Managers are committed to your full banking experience from your loans to your accounts.

Buffalo Office





CODY LAIRD
DIA HEPP BRYAN SERRES
Vice President - Relationship Manager
Mortgage Loan Originator
Mortgage Loan Originator
NMLS # 1224226
NMLS # 2367237 NMLS # 993329
claird@firstnorthern.bank dhepp@firstnorthern.bank bserres@firstnorthern.bank

Douglas Office




DOMINIC MADIA RON HAYES PIERRE ETCHEMENDY
Market President Mortgage Loan Originator Vice President - Branch Manager

NMLS # 1145878 NMLS # 2459054
dmadia@firstnorthern.bank rhayes@firstnorthern.bank petchemendy@firstnorthern.bank


Gillette Office





JUSTIN HOLCOMB KIP JUNKER
PAULA RHODES
Gillette Market President
Senior Lending Officer
Relationship Manager
Relationship Manager
NMLS # 1059909 NMLS # 708016
NMLS # 1395740
jholcomb@firstnorthern.bank kjunker@firstnorthern.bank prhodes@firstnorthern.bank









WENDY HAUCK BRIAN ELLIS IRMA KERNS
Vice President - Mortgage Division Manager
Mortgage Loan Underwriter
Mortgage Loan Originator Mortgage Loan Originator
NMLS # 707980 NMLS # 505646 NMLS # 506487
whauck@firstnorthern.bank bellis@firstnorthern.bank ikerns@firstnorthern.bank












Erik Laakso

Mortgage Loan Originator


NMLS # 2003983

elaakso@firstnorthern.bank

Newcastle Office




LOUISE STITH JILL ZERBST
RANDY LANG
Branch Manager
Consumer Relationship Manager
Relationship Manager
Relationship Manager


NMLS # 494639
lstith@firstnorthern.bank jzerbst@firstnorthern.bank rlang@firstnorthern.bank

Sheridan Office




JUSTIN WEST MANDY GALLOWAY MELISSA MURRAY
Sheridan Market President
Relationship Manager
Relationship Manager
NMLS # 449297 NMLS # 2582439
NMLS # 2186083
jwest@firstnorthern.bank mgalloway@firstnorthern.bank mmurray@firstnorthern.bank









WHITNEY SWEENY
SHIANN PANETTA Payton Davis
Mortgage Loan Originator
Mortgage Loan Originator Relationship Manager
NMLS # 1124841
NMLS # 197407 NMLS # 943637    
wsweeny@firstnorthern.bank spanetta@firstnorthern.bank pdavis@firstnorthern.bank











  WHITNEY Andrew Boint

  Relationship Manager Assistant
   
  aboint@firstnorthern.bank















Calculators

  • Simple Loan: Enter the desired payment - and let us calculate your loan amount. Or, enter the loan amount and we will calculate your monthly payment. 
  • Enhanced Loan: Use this calculator to look at a variety of possible loans. Change your monthly payment, loan amount, interest rate or term. 
  • Complex Loan: Use this calculator to determine your payment or loan amount for different payment frequencies. 
  • Biweekly Payments: This calculator shows you possible savings by using an accelerated bi-weekly mortgage payment. 
  • Auto Rebate: Use this calculator to help you determine whether you should take advantage of low interest financing or a manufacturer rebate. 


First Northern Bank of Wyoming - NMLS # 402576