Trust and Estate Services

Since 1975, First Northern Bank has been proud to offer Trust and Estate Services. We work on an individual basis with our clients and tailor our service to our clients' unique needs and our fiduciary requirements.

Our trust officers utilize a team approach so that no matter who you speak with, you get the answers you need right away. Our mission is to establish a lasting and trusted relationship with our clients. After all, we are your community bank, and that mission carries through to everything we do.

Trust Account Online Access

If you are an existing trust client and wish to enroll in online access, please contact our Trust Services team at 307-684-8080 or email

Our Services

TRUSTEE / SUCCESSOR TRUSTEE First Northern Bank of Wyoming serves as trustee to manage your assets and administer the affairs of your trust if you are no longer able or willing to do so. As trustee, our services include trust accounting, investment management, bill-paying services, oil and gas management, property and business management, agriculture management, tax administration and more. 
BILL-PAYING AGENCY We provide bill paying services for non-fiduciary relationships. Based upon your instruction, we pay periodic bills and invoices on your behalf and provide you with clear records of all activity. 
MINERAL AGENCY We provide varying levels of service regarding the management of oil and gas or other mineral activities. Our services can be as simple as collecting and disbursing royalty payments, or we can provide more robust mineral management services including mapping, tracking of production, lease negotiations, and more.
EXECUTOR We provide executor / estate settlement services in which we perform all required duties to settle your estate in accordance with your wishes. 

Reasons for Appointing First Northern Bank as Trustee / Executor

WYOMING Wyoming has long been at the forefront of asset protection (Wyoming invented the LLC). LLCs in Wyoming enjoy anonymity as managers and owners are not public. Wyoming has also been a leader in the adoption of Dynasty Trusts up to 1,000 years and Asset Protection Trusts also known as Qualified Spendthrift Trusts. Lastly, Wyoming is the state of “no”: no income tax, no estate tax, no gift tax, and no excise tax on top of very low real estate tax.
EXPERIENCE The fiduciary landscape can be complex and challenging to navigate. With First Northern Bank of Wyoming Trust Services, you'll find the level of expertise and service you need to help guide you through the process.
REGULATION / OVERSIGHT As a bank, we are under strict regulation from both state and federal agencies that ensure your trust is being administered in accordance with regulations, laws, and best practices. Additionally, we engage independent audits on an annual basis by a specialized fiduciary auditing firm. Most non-bank and family trustees are not subject to regulation and oversight.
MAINTAIN YOUR FINANCIAL ADVISOR We have the ability to maintain a relationship with your existing financial advisor, who you trust and who knows you best. For those without an existing financial advisor relationship, we can provide those services to you. We act as an intermediary that brings all aspects of your estate and financial plan together. We realize that we cannot be all things to all people, which is why we become part of your trusted financial team to accomplish your goals. 
STABILITY First Northern Bank was founded in 1885 and remains a strong and growing independent community bank. You can rest assured that our team-approach services will be there through generations to come; serving your children, grandchildren, and beyond. 
INDEPENDENCE Even in the best situations, it can be difficult for a family member to act as trustee. When decisions need to be made, there is generally a high level of emotional stress, pressure from family to make certain decisions, or other problems that individual trustees encounter. We act as an independent, objective trustee that takes the stress off family members and allows impartial decisions to be made that are truly in the best interest of everyone. 

Trust Services Team

Senior Vice President
Senior Trust Officer
Trust Operations Officer

Trust Officer - Agriculture & Real Estate
(307) 684-8080 (307) 684-8080 (307) 684-8080
Email Jessica Email Jessica Email Ryan
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Trust Administrative Assistant

(307) 684-8080

Email Laurin 

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Alvin T. Clark Family Memorial Fund
Zero Interest Loan for the Study of Forestry, Nursing, & Medicine.

Non deposit investments available through First Northern Bank of Wyoming are not FDIC insured, are not guaranteed by First Northern Bank of Wyoming or any other institution and are subject to investment risk, including market risk, and may result in the loss of principal. First Northern Bank of Wyoming and its affiliates do not provide tax or legal advice. Please consult your tax or legal advisor to determine how this information may apply to your own situation. Whether any planned tax result is realized by you depends on the specific facts of your situation.