First Northern Bank is proud to be the oldest bank in Wyoming and still independent and family owned. This means that all of our loan decisions are local and fast. We know our customers and we treat each customer individually.

Our Lending Services

We offer many types of loans for almost any business purpose including:


Term Loans

Use term loans to purchase fixed assets for your company. Tailored to meet your business' needs, these loans cover equipment and real estate purchases and refinancing. We offer flexible terms to fit your business.


Revolving Lines of Credit

We offer revolving lines of credit customized to fit your business and also working capital for your needs.


Letters of Credit

We offer letters of credit for your business' needs.


Construction Loans

We offer construction loans for commercial building and multi-family construction.


Small Business Administration (SBA) Loans

First Northern is a leading SBA lender in the state of Wyoming and was named the top SBA lender among all banks in the State for 2015. The SBA offers short and long-term financing of your company's fixed assets. All credit and loan products are subject to credit approval. To get started or to inquire about rates, speak with one of our business loan officers today. 


Our Business Lenders

Buffalo Office





TOM HOLT
BOB MCBRIDE
TRAVIS LAWRENCE
Executive Vice President
Vice President - Lending Officer
Sr. Commercial Lending Officer
NMLS # 449289
NMLS # 449292

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KELLY LITTLE
LUKE GAY

Commercial & Agriculture Lending Officer
Commercial & Agriculture Lending Officer


NMLS # 1355188



Gillette Office




JUSTIN HOLCOMB
JOSH PIERCE
KIP JUNKER
Market President
Assistant Vice President - Lending Officer
Vice President - Lending Officer
NMLS # 1059909
NMLS # 1478399
NMLS # 1059909
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Sheridan Office




JUSTIN WEST
STEVE CARROLL
TODD GREIG
Market President
Vice President - Lending Officer
Vice President - Lending Officer
NMLS # 449297
NMLS # 857910
NMLS # 857910










BRITTANY GORZALKA
CHRIS HERBST
DAVID MACALISTER
Vice President - Lending Officer
Commercial Lender / Relationship Manager
Commercial Lender
NMLS # 449286

NMLS # 1774156

Loan Calculators

  • Simple Loan : Enter the desired payment - and let us calculate your loan amount. Or, enter the loan amount and we will calculate your monthly payment.
  • Enhanced Loan : Use this calculator to look at a variety of possible loans. Change your monthly payment, loan amount, interest rate or term.
  • Complex Loan : Use this calculator to determine your payment or loan amount for different payment frequencies.
  • Payoff Line : When will your line of credit be paid off? Use this calculator to see what it will take to pay off your line of credit, and what you can change to meet your repayment goals.